This is one of the most common questions we hear. If you are healthy, feel financially stable, and are not thinking about worst case scenarios, life insurance can feel unnecessary. But in California, life insurance is often more about planning smart than planning for the unexpected.
Life insurance can help cover things like a mortgage, shared debts, or future family needs, even if you are young and healthy today. Getting coverage earlier often means lower premiums and more options. According to the Insurance Information Institute, life insurance is commonly used to replace income and protect loved ones from financial strain.
https://www.iii.org/article/life-insurance-basics
At Ezone Insurance Services, we help people understand whether life insurance makes sense for their situation without pressure. If you are curious about options or want a simple review, you can learn more or reach out anytime.
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