California law requires all drivers to carry liability insurance, but minimum coverage may not always provide enough protection. Many drivers do not realize that minimum limits can leave them financially exposed after an accident, especially when property damage or injuries are involved.
Understanding how California insurance regulations work helps drivers make smarter decisions. The Insurance Information Institute explains that liability limits should reflect real world risks rather than just legal minimums.
https://www.iii.org/article/auto-insurance-basics-understanding-your-coverage
If you are unsure whether your current policy is sufficient, a professional review can help. Learn more about your options or request a free quote by reaching out to our team.
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